Sometimes doing nothing is the best thing to do


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Until fairly recently, my youngest daughter competed in the South African XC mountain bike race series. For those of you who are not too familiar with the sport, the easiest […]

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How to save during tough times


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We currently find ourselves in a market that hasn’t shown any real growth over the past five years and even the most optimistic investors are now starting to panic, especially […]

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Structure your direct offshore investment correctly, from the start


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Do your own research and approach emigration and externalisation of assets with exceptional levels of critical thinking, not based on emotions. South Africans are currently facing the difficulty of making […]

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You CAN invest in direct shares within your RA


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In recent weeks, we have busted a myth or two regarding retirement annuities (RAs), and proved the product’s undeniable benefits to investors. This week, I would like to focus more […]

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How will the national budget affect your personal budget?


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In Greek mythology, we are told about the infamous siren. The siren is a creature with the head of a woman and the body of a bird. According to mythology, […]

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Endowments for higher income earners


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Until very recently, the one job that I would have avoided at all costs, was that of a crane operator. If you had to measure my fear of heights on […]

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Best kept secret: Direct shares in your retirement annuity


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The 28th of February doesn’t only mark a very important date for most companies who face financial year end, but also for countless personal tax payers. Before you lose hope […]

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How to save, even if money is sparse


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Following my article under the heading “Retirement, it’s time to take your head out of the sand” (finweek of 8 September), I was asked to discuss the matter further on […]

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The advantages of managing a Trust’s share portfolio in an endowment


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Following the recent 2016 Budget Review, and more specifically the massive increases in South African capital gains tax announced by Minister Pravin Gordhan, I compared the mind-set of many investors […]

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New Capital Gains Tax: Change your mind-set


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For many years, we’ve been taking the odd family trip to Hermanus and we have always taken the same national road to get there. Assuming that because it’s a national […]

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Retirement Planning: What to do in your 50s


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We are truly blessed when we consider how convenient things have become. You can walk into any convenience store or supermarket, visit the fresh produce section and get a fairly […]

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A glass half full with new tax legislation on Retirement Annuities


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When I do presentation about retirement, I usually start with the amount of R1 410. No, this is not the price of a new golf ball in a month or two […]

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2018 PSG Wealth Old Oak